Ok, so I am not an Easter person really, in fact I have received no Easter eggs this weekend, and good job really, what with my impending nuptials only a few weeks away. But what I did do was have a clear out and I was amazed how therapeutic it was. Friday morning we got up, cleaned the house and decided to empty our wardrobe and be totally brutal, if it has not been warn in the last 6 months, is too big or too small it goes to the clothes bank (or if nice enough into a bag for my sisters to rummage in before heading to the clothes bank)! 2 hours and 4 bags later we had finished, 3 for the clothes bank and one bag for my sisters, although I have to say that only about half of a bag was Matt's stuff. The whole thing felt great and got me thinking about the other areas of my life that desperately need organising, like for instance my finances. This was honed in further for me when on Monday I worked out I could, theoretically afford a brand new Fiat 500 (the dream car) on finance but at the moment, no way! I worked out that I should actually end each month with a tidy sum of money, instead I go overdrawn and the first payment of the next pay day goes to paying that back and so the cycle continues, but why? I decided to go over my finances from the previous 2 months and see where this money is going and what is going wrong and it was pretty scary. There is money flying all over the place, and I determined these factors:
1. I have no idea, one day to the next how much money is in my account;
2. I have no idea how much I have spent or what is still to come out;
3. I draw out, say a tenner because I need £1.50 and have no idea where the other £8.50 goes
4. I spend a lot of bits, £2 here, £3 there and they all add up
So the answer, well you would think living with an accountant would have made me better, and in fact he has been saying for years that he does not understand where my money goes, well now, neither do I. So in view of the fact that:
A. I want to be better with my money so that me and Matt get more out of life, like new furniture, holidays and quality time as soon to be Mr and Mrs and;
B. that I would one day love to be tooting around in a little white Fiat 500
I am making a vow to be better with my money. From today I am going to keep track of everything I spend, right down to the last penny. I am going to check my balance at least once every other day so I always know how much money I have and I am going to cease from wasting it on frivolous things. I will post again soon with an update, but for now, fingers crossed!
